About Us

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£10,000 £1,000,000
24 month420 months
Your repayments are every month at 4.6% APR

The figures shown are estimated and subject to change. For a comprehensive quote please apply now.


First 4 Seconds is a specialist finance broker, with an extensive knowledge of second charge mortgages, also called Homeowner Loans. Our success has been founded on our reputation for speed, flexibility and service excellence. We’ve got almost 20 years of experience in the financial services sector, arranging finance for all types of reasons; such as cars, boats, debt consolidation, weddings, luxury items, tax bills and many other purposes.

We have built our business on the quality of our service standards and pride ourselves on offering a fast and efficient service to all types of borrowers. In most cases, we can issue an agreement in principal within an hour of receiving your enquiry.

We are not your usual mortgage broker. We have the expertise, experience and resources to provide you with the best solution to meet all your financial needs.

Wide Range Of Services

Unlimited market solutions and the flexibility to meet all your borrowing requirements.

Forward Thinking

In-house underwriters who fully understand and interpret criteria, including affordability, from numerous lenders.

Problem Solvers

Experts in complex secured finance

Customer Focused

You are always at the centre of our advice process.

Our Story

First 4 Seconds is a part of the F4B group – a trading style of Brompton Asset Finance Ltd – which has been established for almost 20 years.

Over this period, we have built unique relationships with a wide range of lenders, which coupled with our detailed knowledge of their underwriting procedures, meaning we can quickly find the right solution for our clients.

We offer exceptional service levels and our reputation speaks for itself. Sourcing our client the right deal is the most important part of our job. Our flexibility on delivery combined with a customer focused approach means a fast and efficient service.

  • Interest rates from: 3.84%
  • LTV up to: 125%
  • Loans approved: 98%
  • Customer satisfaction: 99%
  • Same day approval: 99%