Your first choice for Homeowner Loans

Giving you options to suit your lifestyle

Repayment Calculator

£10,000 £1,000,000
24 month420 months
Your repayments are every month at 4.6% APR

The figures shown are estimated and subject to change. For a comprehensive quote please apply now.

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Enquire now

Your first choice for Homeowner Loans

Giving you options to suit your lifestyle

 

 

 

Repayment Calculator

£10,000 £1,000,000
24 month420 months
Your repayments are every month at 4.6% APR

The figures shown are estimated and subject to change. For a comprehensive quote please apply now.

Loading
Enquire now

About First 4 Seconds

First 4 Seconds are a specialist finance broker, with an extensive knowledge of second charge mortgages, also called Homeowner Loans. We’ve got almost 20 years of experience in the financial services sector, arranging finance for all types of reasons; such as cars, boats, debt consolidation, weddings, luxury items, tax bills and many other purposes.

Second Charge Mortgages
Home Improvement Loans
Wedding Day Loans
Debt Consolidation Loans
Car Loans
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Approach

We are proud to have built a business focused around customer service and pride ourselves on offering a fast-efficient service to our customers.

Flexibility

We treat all our clients as individuals. Therefore, rather than trying to make you fit with a product, we’ll help source a bespoke solution which is tailored to meet your requirements.

Transparency

We believe in absolute openness and transparency and are up front about the fees we charge. We’re clear on who we are, what we do and what we offer.

Trust

We never assume your trust. We’ll always do everything to earn it.  We are not your usual mortgage broker; we have expertise, experience and the resources to provide you with the best financial solutions for your needs.

Request a call back

  • We also consider less than perfect ratings
  • Your enquiry will not affect your credit score
  • Get a fast response within the hour

 

Contact us on 01784 605 635  to discuss your options or request a call back.

Call me back

3.64%

Annual rates from

125%

Loan to value up to 

98%

Loans approved

99%

Customer satisfaction

What our customers say…

First 4 Seconds were friendly and understood our needs from the first call. We were incredibly impressed with the quality of service, honest advice and assistance they gave us. Communication was excellent, with updates on a regular basis. We highly recommend them to everyone who is looking for a second charge mortgage.

I didn’t know much about second charge mortgages, but First 4 Seconds really took the time to explain all the benefits and disadvantages of it. I ended up taking out a Secured Loan, despite my poor credit score, to purchase a car which also enabled me to get a better job. The process was quick and smooth and First 4 Seconds team were helpful and friendly!

My husband and I decided to take a loan to consolidate our debts. We reached out to First 4 Seconds and they managed to get an attractive rate for us. They made sure that our loan application went as smoothly as possible and gave regular updates on how things were going. Brilliant experience.

First 4 Bridging