Your first choice for Homeowner Loans
Giving you options to suit your lifestyle
About First 4 Seconds
First 4 Seconds are a specialist finance broker, with an extensive knowledge of second charge mortgages, also called Homeowner Loans. We’ve got almost 20 years of experience in the financial services sector, arranging finance for all types of reasons; such as cars, boats, debt consolidation, weddings, luxury items, tax bills and many other purposes.
About First 4 Seconds
First 4 Seconds are a specialist finance broker, with an extensive knowledge of second charge mortgages, also called Homeowner Loans. We’ve got almost 20 years of experience in the financial services sector, arranging finance for all types of reasons; such as cars, boats, debt consolidation, weddings, luxury items, tax bills and many other purposes.
Approach
We are proud to have built a business focused around customer service and pride ourselves on offering a fast-efficient service to our customers.
Flexibility
We treat all our clients as individuals. Therefore, rather than trying to make you fit with a product, we’ll help source a bespoke solution which is tailored to meet your requirements.
Transparency
We believe in absolute openness and transparency and are up front about the fees we charge. We’re clear on who we are, what we do and what we offer.
Trust
We never assume your trust. We’ll always do everything to earn it. We are not your usual mortgage broker; we have expertise, experience and the resources to provide you with the best financial solutions for your needs.
Request a call back
- We also consider less than perfect ratings
- Your enquiry will not affect your credit score
- Get a fast response within the hour
Contact us on 01784 605 635 to discuss your options or request a call back.
3.84%
Annual rates from
125%
Loan to value up to
98%
Loans approved
99%
Customer satisfaction
What our customers say…
First 4 Seconds were friendly and understood our needs from the first call. We were incredibly impressed with the quality of service, honest advice and assistance they gave us. Communication was excellent, with updates on a regular basis. We highly recommend them to everyone who is looking for a second charge mortgage.
I didn’t know much about second charge mortgages, but First 4 Seconds really took the time to explain all the benefits and disadvantages of it. I ended up taking out a Secured Loan, despite my poor credit score, to purchase a car which also enabled me to get a better job. The process was quick and smooth and First 4 Seconds team were helpful and friendly!
My husband and I decided to take a loan to consolidate our debts. We reached out to First 4 Seconds and they managed to get an attractive rate for us. They made sure that our loan application went as smoothly as possible and gave regular updates on how things were going. Brilliant experience.