Car Loans





Sporty or practical?  Brand new or a few miles on the clock?

Whatever plans you have a car loan could help.


  We also consider less than perfect ratings
  Your enquiry will not affect your credit score
  Get a fast response within the hour

Repayment Calculator

£10,000 £1,000,000
24 month420 months
Your repayments are every month at 4.6% APR

The figures shown are estimated and subject to change. For a comprehensive quote please apply now.


We are a broker, so we can search through an unlimited range of products to find the best solution for you. We work with an unlimited range of lenders to find solutions for all types of borrower’s, even those who have a poor credit history, or perhaps aren’t deemed eligible by most lenders.

Secured Car Loan at a glance

What is a Secured Car Loan?

Secured car loans use your home as a security for the loan. This is a great alternative to the personal loan and could be considered if your credit score isn’t so good or you want to borrow over a longer period of time to keep the monthly payments down.

How much can I borrow?

Our loans typically start from £10,000 up to £1,000,000. We can sometimes finance up to 125% LTV in certain circumstances. The loan size will depend upon your affordability assessment.

What are the rates?

Rates typically starts from 3.84% depending on the LTV, credit profile and property type.

How long is the loan?

We can provide loan terms from 2 to 35 years.

Who can apply?

  • Anyone who owns a property

When should you consider a Secure Car Loan?

  • If you are self-employed or have a poor credit history and you may not be eligible for a personal loan
  • If you want to borrow over a longer period of time to keep the monthly payments down

How do I apply for a Car Loan?

We have made the Car Loan application process very simple.

In order to understand your requirements and to be able to make an immediate assessment, simply complete the application form and we’ll get back to you with a quote.

All loan applications are subject to affordability assessments.

Authorised and Regulated by the Financial Conduct Authority.  FRN Number:727308. Data Protection Act no: Z2777642

Think CAREFULLY before securing other debts against your home. Your home may be REPOSSESSED if you do not keep up repayments on a mortgage or any other debt secured on it.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the term of the debt and increasing the total amount your repay.
A broker fee of up to 5% of the loan amount borrowed, may be payable on completion. Lender fees may also apply.

The actual APRC rate available will depend on your individual circumstances. Loans are subject to status. Please ask for a personalised illustration. Loans are secured on a property.
We arrange loans and mortgages from an unlimited panel of lenders. We will receive a commission from the lender upon completion.
Calls may be recorded for training purposes.

First4Seconds is part of the F4B Group which is a trading style of Brompton Asset Finance Limited which is regulated by the Financial Conduct Authority.