Second charge mortgage secures son’s deposit

Second charge mortgage secures son’s deposit

We got a call from Peter and Lucy whose 23-year-old son was buying his first home. Keen to help him, they approached First 4 seconds to raise £10,000 to pay the son’s deposit. As Peter and Lucy have a relatively small mortgage on their residential property, the...
Secured Loan To Clear Credit Card Commitments

Secured Loan To Clear Credit Card Commitments

First 4 Seconds were contacted by John and Katie who were looking for advice on better ways to budget their monthly expenses, after Katie had given up work to look after their growing family.  With credit card commitments biting hard and only John’s income to rely on,...
Home improvements to increase property value

Home improvements to increase property value

Sally & Alan own three buy to let properties, they wanted to bring them up to a higher standard in order to increase the rental income and capital value. Locked into a very competitive interest rate with their current lender, they wanted to avoid re-mortgaging due...