Debt Consolidation Loans

 

 

 

 

Finding it hard to control your existing debt?

Consolidating all your debts into one loan might make your life easier and your finances simpler to control.

 

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  Get a fast response within the hour

Repayment Calculator

£10,000 £1,000,000
24 month420 months
Your repayments are every month at 4.6% APR

The figures shown are estimated and subject to change. For a comprehensive quote please apply now.

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We are a broker, so we can search through an unlimited range of products to find the best solution for you. We work with an unlimited range of lenders to find solutions for all types of borrower’s, even those who have a poor credit history, or perhaps aren’t deemed eligible by most lenders.

Debt Consolidation Loans at a glance

What is a Debt Consolidation Loan?

A Debt Consolidation Loan is the best way to bring together all your outstanding debts into one easy manageable amount each month. So if you are feeling that your debts are starting to get on top of you, or you are struggling to pay back what you owe on your store cards, credit cards, and other loans then this may be a way of consolidating your loans into one lower monthly payment. However, you should remember you are likely to be paying more interest over a longer term and as the loan will be secured on your home you risk losing the property if repayments are not maintained.

How much can I borrow?

Our loans typically start from £10,000 up to £1,000,000. We can sometimes finance up to 125% LTV in certain circumstances.  the loan size will depend upon your affordability assesment.

What are the rates?

Rates typically starts from 3.84% depending on the LTV, credit profile and property type.

How long is the loan?

We can provide loan terms from 2 to 35 years.

Who can apply?

  • Anyone who owns a property

When should you consider a Debt Consolidation Loan?

  • if you are feeling that your debts are starting to get on top of you
  • if you are struggling to pay back what you owe on your store cards, credit cards, and other loans

How do I apply for a Debt Consolidation Loan?

We have made the Debt Consolidation Loan application process very simple.

In order to understand your requirements and to be able to make an immediate assessment, simply complete the application form and we’ll get back to you with a quote.

All loan applications are subject to affordability assessments.

Authorised and Regulated by the Financial Conduct Authority.  FRN Number:727308. Data Protection Act no: Z2777642

Think CAREFULLY before securing other debts against your home. Your home may be REPOSSESSED if you do not keep up repayments on a mortgage or any other debt secured on it.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the term of the debt and increasing the total amount your repay.
A broker fee of up to 5% of the loan amount borrowed, may be payable on completion. Lender fees may also apply.

The actual APRC rate available will depend on your individual circumstances. Loans are subject to status. Please ask for a personalised illustration. Loans are secured on a property.
We arrange loans and mortgages from an unlimited panel of lenders. We will receive a commission from the lender upon completion.
Calls may be recorded for training purposes.

First4Seconds is part of the F4B Group which is a trading style of Brompton Asset Finance Limited which is regulated by the Financial Conduct Authority.